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Foreclosure Process

Foreclosure Sales

Foreclosure sales are sales of properties ordered sold pursuant to final judgments in foreclosure actions. The properties are offered for sale to the highest bidder in order to satisfy the judgment.  The Clerk's Office conducts the sale or public auction in accordance with Florida Statutes. The information below offers a general overview of the foreclosure process; however these proceedings are governed by Florida Statutes and appellate case law interpreting these statutes. Anyone participating in these auctions should research not only the properties involved but foreclosure court case and all the law governing the process.

Foreclosure Sale Process

In actions to foreclose mortgages or liens on real property, the court, in its final judgment, will order a judicial sale of the property. The Clerk conducts the sale in accordance with statutes governing judicial sales, set forth in Chapter 45, Florida Statutes. The plaintiff is entitled to a setoff bid up to the amount of the judgment plus any additional amounts due the plaintiff by court order or affidavit filed with the Clerk. While foreclosure judgments foreclose the interests of inferior mortgagees, lienholders, and any other persons or entities named as parties to the action, served with process and whose interests are legally foreclosed by the court, title issued by the Clerk after a judicial sale is not warranted to be free of any potential claims.  BUYER BEWARE! All properties are sold “AS IS.” Bidders are responsible for conducting their own research as to the property being sold, its location or condition, the condition of  any structures or fixtures thereon, its marketability, potential uses, zoning, or whether any other potential liens or other defects in title that may exist.

The Clerk’s Office is not authorized to give legal advice. If you require legal advice, you should obtain it from an attorney or some other source. The Clerk’s office makes no representation about the condition, marketability, existing or potential uses, title, or encumbrances or existence of any condition, zoning regulation or law that may affect current or future uses of the property, regarding any property and structures or fixtures thereon offered for sale by the Clerk

Foreclosure Sales Information

Please visit our web site at: www.manateeclerk.com  for further information on any case file you may be interested in bidding on.  Our files are available online by selecting Court Records.  You can search by names or case number.  Case numbers are listed on our Foreclosure Calendar by sale date. All sales scheduled for online auction will be listed with the letters OL in front of the case number and listed in green.  Click on the case number and it brings you directly to the case docket screen.  If you have not already done so, we invite you to become a subscriber to Public Records on our web site.   This allows you to then view the images online. This service is free of charge. You can fill out the attached subscriber agreement and return to our office: www.manateeclerk.com/filedownload/subsriberAgreement-pub.pdf

If you have any questions, please contact the foreclosure clerk at (941)741-4025, between the hours of 8:30am and 5:00pm, Monday thru Friday.

Location of Sale

Effective January 6th 2009, some Foreclosure Sales will be held online via the Internet at www.manatee.realforeclose.com  pursuant to Judgment or Order of the Court and Chapter 45, Florida Statutes.

Date & Time of Sale

Tuesday thru Friday beginning at 11:00 AM ET, on the specified date, (except legal holidays).

Viewing Foreclosure Files

You must do your own research for each property.

Foreclosure actions and Sales Data may be viewed in person at our Public Access viewing area Monday thru Friday 8:30am to 5:00pm at the Manatee Historical Courthouse, 1115 Manatee Ave West. Bradenton FL  34205, or by using our web site: www.manateeclerk.com

As mentioned above, you may also become a subscriber to our website to view the files in the convenience of your home or office. Please fill out the subscriber agreement form attached above.

If you have any questions, please contact the foreclosure clerk at (941)741-4025, between the hours of 8:30am and 5:00pm, Monday thru Friday.


Anyone may bid on a property; however they must register on this web site and place a deposit prior to the sale. The site provides information for each pending sale, including the court case number and legal description.  The Clerk and Realauction are not responsible for the quality or accuracy of any information provided on this site.

The following procedures for Chapter 45 sales apply unless the Final Judgment directs otherwise:  Prior to participating in the sale, you will be required to place a deposit equal to 5% of your estimated successful final bid(s), either on this site via electronic check (ACH), wire transfer, or in person in cash, cashier’s check, or money order. CASHIER’S CHECK or MONEY ORDERS SHALL NOT BE MORE THAN SIX (6) MONTHS OLD, and shall be payable to: CLERK OF THE CIRCUIT COURT.  If you choose to place your funds on deposit by ACH deposit, PLEASE NOTE: Deposit payments made via ACH require 3 full working days to arrive (settle) in the Clerk’s account. Deposits made by ACH must be settled and cleared in the Clerk’s account prior to the start of a sale in order to be able to bid on a property.

Successful Bidder

If a bidder is successful, the funds initially deposited will be deducted and credited toward the total amount due. The successful bidder must pay the balance of the final bid plus the registry of the court service charge and documentary stamp taxes no later than 4:00PM ET on the day of the sale via electronic check (ACH), wire transfer, or in person with cash, cashiers check, or money order at the Clerk’s Office. The Certificate of Sale will not be issued until good funds are received by the Clerk’s Office.

Registry of the Court Service Charge

The Clerk will charge the successful bidder a registry of the court service charge on the full amount of the successful bid. Pursuant to Florida Statute 28.24(10) the service charge assessed will be 3% of the first $500.00 and 1.5% for everything over $500.00. This charge must be paid at the time of the final payment. In the event the Foreclosure Sale is set aside by order of the court, there is no refund of the registry of the court service charge.

Documentary Stamp Taxes

Documentary stamp taxes for the transfer of title to the successful bidder are due to the State of Florida. Prior to the issuance of the Certificate of Title, the successful bidder is required to pay the Clerk all documentary stamp taxes due. This amount due is $.70 per $100.00 of the final bid. Successful bidders will be informed of the amount of documentary stamp taxes due in the email confirming a successful bid. This amount is paid along with the sale amount balance and registry of the court service charge.

Forms of Final Payment

Payment must be made in the form of electronic check (ACH), wire transfer, cash, cashier’s check, or money order payable to the Clerk of the Circuit Court. Wire transfers are the preferred method of payment and must be initiated at your bank prior to 4:00 PM.

Failure to Pay

Failure to pay the balance due of the final bid and required service charge, no later than 4:00 p.m. on the day of the sale, will result in the sale being declared VOID, and a resale will be scheduled. The bidder’s deposit is forfeited, non-refundable, and will be used to pay all cost of the resale. As permitted under Florida Statute 28.24, the Clerk will assess from the deposit, a non-refundable fee of $70, the registry of the court service charge, and the cost of advertising the resale. Any remaining funds from the deposit shall be applied toward the judgment.


A Certificate of Sale is issued by the Clerk provided all amounts due are paid in full. Objections to the sale may be filed with the Clerk of the Circuit Court General Civil Division, within ten (10) days after the filing of the Certificate of Sale. If an objection to the sale is filed, the Clerk will not issue a certificate of title until the court enters an order on the objection.

A Certificate of Title will be issued by the Clerk after ten (10) full days have elapsed from the issuance of the Certificate of Sale and provided there is no objection or other action relating to the subject proceeding pending.